Care Credit

BuddysMom · 03-30-2005, 11:58 AM

Has anybody heard of this before? I heard its like a regular credit card, except only for vet stuff. Anybody have more information on this? I'm very curious about this. I an't find anything on the net about it.

Crossfire Bulldogs · 03-30-2005, 01:26 PM

Quote:

Originally Posted by BuddysMom

Has anybody heard of this before? I heard its like a regular credit card, except only for vet stuff. Anybody have more information on this? I'm very curious about this. I an't find anything on the net about it.

I haven't used it and don't know really anything about it but I would imagine it's the same as the health insurance type things, finding a vet that accepts it might be difficult but let me know what you find out!

opokki · 03-30-2005, 02:42 PM

I've used it for about 4yrs. Its just a credit card (with a high interest rate) that can be used at the vet. My vet accepts it and actually that is where I first heard of it and applied for it. The receptionist at the vet took all my info and I was approved over the phone within a few minutes.
I liked having it and used it many times...especially times when funds were low. My limit was only $500 and I always paid what I used as quickly as possible so the high interest did'nt bother me. I think a card like this comes in handy even if just saved for emergencies.
You can find out if there are participating vets in your area that accept it right on their website. Here is the website: www.carecredit.com

elegy · 03-30-2005, 05:02 PM

we accept it at my clinic. it's easier to get than "regular" credit, and they have a special offer with interest free payments for a certain number of months depending on the amount charged. it's saved a lot of lives.

BuddysMom · 03-30-2005, 05:04 PM

Thank you for the info opokki!

I've never heard of it before, and every search i've done comes up with like crazy results.

Sounds very interesting

Crossfire Bulldogs · 03-30-2005, 05:13 PM

Quote:

Originally Posted by elegy

we accept it at my clinic. it's easier to get than "regular" credit, and they have a special offer with interest free payments for a certain number of months depending on the amount charged. it's saved a lot of lives.

Hmm, I'm going to have to check with my vets and see if they accept it. I have a credit card "dedicated" to nothing but vet emergencies but it always seems to end up being used for other things as well. Might be nice to have!

doberkim · 03-30-2005, 07:58 PM

the tufts vet school accepts it, and refer all cases who cant pay, to them. we do the application on site.

sunny98 · 03-30-2005, 09:58 PM

I know my sister got one when her dog was really sick. They approved her for the amount of the vet visit and there was no interest for I think 3 months. It worked great for them and made it possible for their dog to get the treatment she needed. I have thought about looking into it but my credit is kinda messed up since my divorce. BUMMER for me!

GSD · 03-31-2005, 08:13 AM

care credit can set you up for trouble later if you're not careful. I looked into it a few years ago for some dental work for myself, not the dog because money was tight. It seems easy enought at first, they give you a break in the beginning to pay things off, but if you don't, they kick in a pretty good interest rate. I've had much better luck using a regular credit card with a low rate or setting up a payment plan rather than use credit. Clinics like it because high risk people can pretty easily get the card, and the clinic then gets paid, and its the credit card companies problem to try and collect, but care credit charges the providers a pretty healthy percentage as well as a fee just to offer care credit. Providers will push you too it, because if customers aren't utilizing it, offering care credit actually hurts them more than it helps.

BuddysMom · 03-31-2005, 11:17 AM

I couldn't find on the site to search vets that take it? I'm probably just being blind.

Interest doesn't both me so much, I pay high interest on my credit card right now. I feel like its going to be YEARS to pay off such a low amount [compaired to others I know].

sheltiepups · 03-31-2005, 12:02 PM

Instead of taking a math class this year, I took a consumer economic/ finance class, and learned a lot of junk about credit cards, taxes, exc. All I can say is no wonder everyone is in debt!

How much is it really costing you?

opokki · 03-31-2005, 06:39 PM

Quote:

Originally Posted by BuddysMom

I couldn't find on the site to search vets that take it? I'm probably just being blind.

Sorry, I was mistaken.

Its in the "apply online" area: http://carecredit.com/patients/apply.htm
You have to type in the name of a vet or vets office to find out if they accept it or you can call the 800 number listed at the bottom of that page to find participants in your area.

SizzleDog · 03-31-2005, 07:35 PM

I have a CareCredit card for myself AND for my pets - it's great!

Crossfire Bulldogs · 03-31-2005, 08:17 PM

No go at either of my veterinary clinics.

BuddysMom · 04-01-2005, 05:52 AM

The vet I currently go to, only one of the many vets there accepts it. And I don't like that vet [bad experience]. Buddy likes her though, but he loves everybody [except dark skined, dark haired, males, that are an authority type person].

03-30-2005, 11:58 AM	#1 (permalink)
BuddysMom Join Date: Mar 2005 Location: queen city of NC Posts: 61 Rep Power: 66	Care Credit Has anybody heard of this before? I heard its like a regular credit card, except only for vet stuff. Anybody have more information on this? I'm very curious about this. I an't find anything on the net about it.
	__________________ -- Buddy's Mommy

03-30-2005, 05:02 PM	#4 (permalink)
elegy American Pit Bull Terrier Join Date: Jan 2005 Posts: 1,073 Rep Power: 107	we accept it at my clinic. it's easier to get than "regular" credit, and they have a special offer with interest free payments for a certain number of months depending on the amount charged. it's saved a lot of lives.
	__________________ thank you to everyone who supported me during blogathon. i was able to raise $453.60 for pit bull rescue central!

03-30-2005, 05:04 PM	#5 (permalink)
BuddysMom Join Date: Mar 2005 Location: queen city of NC Posts: 61 Rep Power: 66	Thank you for the info opokki! I've never heard of it before, and every search i've done comes up with like crazy results. Sounds very interesting
	__________________ -- Buddy's Mommy

03-30-2005, 07:58 PM	#7 (permalink)
doberkim doberslave Join Date: Jul 2004 Posts: 830 Rep Power: 101	the tufts vet school accepts it, and refer all cases who cant pay, to them. we do the application on site.
	__________________ bowies modern love rn cgc snd

03-30-2005, 09:58 PM	#8 (permalink)
sunny98 Join Date: May 2004 Location: Mt Vernon Wa Posts: 822 Rep Power: 96	I know my sister got one when her dog was really sick. They approved her for the amount of the vet visit and there was no interest for I think 3 months. It worked great for them and made it possible for their dog to get the treatment she needed. I have thought about looking into it but my credit is kinda messed up since my divorce. BUMMER for me!
	__________________ Erin, Sunny and the gang

03-30-2005, 02:42 PM	#3 (permalink)
opokki Join Date: Mar 2005 Location: NY Posts: 64 Rep Power: 66	I've used it for about 4yrs. Its just a credit card (with a high interest rate) that can be used at the vet. My vet accepts it and actually that is where I first heard of it and applied for it. The receptionist at the vet took all my info and I was approved over the phone within a few minutes. I liked having it and used it many times...especially times when funds were low. My limit was only $500 and I always paid what I used as quickly as possible so the high interest did'nt bother me. I think a card like this comes in handy even if just saved for emergencies. You can find out if there are participating vets in your area that accept it right on their website. Here is the website: www.carecredit.com

03-31-2005, 08:13 AM	#9 (permalink)
GSD Herding dogs Join Date: Sep 2004 Location: WI Posts: 1,114 Rep Power: 136	care credit can set you up for trouble later if you're not careful. I looked into it a few years ago for some dental work for myself, not the dog because money was tight. It seems easy enought at first, they give you a break in the beginning to pay things off, but if you don't, they kick in a pretty good interest rate. I've had much better luck using a regular credit card with a low rate or setting up a payment plan rather than use credit. Clinics like it because high risk people can pretty easily get the card, and the clinic then gets paid, and its the credit card companies problem to try and collect, but care credit charges the providers a pretty healthy percentage as well as a fee just to offer care credit. Providers will push you too it, because if customers aren't utilizing it, offering care credit actually hurts them more than it helps.

03-31-2005, 11:17 AM	#10 (permalink)
BuddysMom Join Date: Mar 2005 Location: queen city of NC Posts: 61 Rep Power: 66	I couldn't find on the site to search vets that take it? I'm probably just being blind. Interest doesn't both me so much, I pay high interest on my credit card right now. I feel like its going to be YEARS to pay off such a low amount [compaired to others I know].
	__________________ -- Buddy's Mommy

03-31-2005, 12:02 PM	#11 (permalink)
sheltiepups Semper Fidelis - Marines Join Date: Jul 2004 Location: somewhere Posts: 2,438 Rep Power: 127	Instead of taking a math class this year, I took a consumer economic/ finance class, and learned a lot of junk about credit cards, taxes, exc. All I can say is no wonder everyone is in debt! How much is it really costing you?
	__________________ Breezy & her shelties Thank you Dawn, for a wonderful siggy :) 2cutepups

03-31-2005, 07:35 PM	#13 (permalink)
SizzleDog Doberman Fancier Join Date: Nov 2004 Posts: 95 Rep Power: 72	I have a CareCredit card for myself AND for my pets - it's great!
	__________________

03-31-2005, 08:17 PM	#14 (permalink)
Crossfire Bulldogs Sourmug Mom Join Date: Nov 2004 Location: Snuggled Between The Snorts & Snores. Posts: 7,844 Blog Entries: 3 Rep Power: 282	No go at either of my veterinary clinics.
	__________________ Get more out of Global Paw. Check out these great features. Global Paw Book Club -- Art Classes -- Woof Review I would rather have a mind opened by wonder than one closed by belief. ~ Gerry Spence As a member of Global paw staff my opinions are not necessarily those of the website or the owner.

04-01-2005, 05:52 AM	#15 (permalink)
BuddysMom Join Date: Mar 2005 Location: queen city of NC Posts: 61 Rep Power: 66	The vet I currently go to, only one of the many vets there accepts it. And I don't like that vet [bad experience]. Buddy likes her though, but he loves everybody [except dark skined, dark haired, males, that are an authority type person].
	__________________ -- Buddy's Mommy

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